Friday, February 19, 2010

Baby Step 1!

Ok..I had hoped to accomplished more...but one must stay in a positive mindset in this up hill climb! So we knocked out a few things. We paid down our family debt from 4500 to 3000 and we raised our EF from 700 to 1000. We still have state tax money coming and possibly some bonus money. We also are having to pay for our sons lost retainer. We are truly hoping our insurance will pay for this. I truly think we have the right to $3000 in orthodontics so I think these will be covered. If so...that money will go to our CC debt. Our hope is to knock down our credit card to around 2000 over the next few months. But at this moment it is still hovering around 4000. I would like to have an EF of 2,000, but my husband feels 1000 will be fine until the CC is gone. After the CC is gone we hope to raise it to 2000 and then tackle the student loan.

Right now...I just feel tickled to say Baby step one is done!


  1. Congrats! It's so encouraging when we get to see progress like this!

  2. Great job. You are making me motivated to get with the program!